Discounts: How to use them

Medicare Supplement Household Discount 

• Household Discount (HHD)
  • Who is eligible? – Any Cigna policyholder living in a household with more than one member of a household who enrolls or is enrolled in a Medicare Supplement policy provided by or through an affiliate of Cigna.
  • How much is the discount? – Cigna offers up to a potential 7% household discount for our Medicare Supplement Insurance policies in most states.
• Living with Someone (LWS)
  • Who do they live with? – Friend, Legal Spouse, Civil Union Partner, or Domestic partner, Grandchild, Child, Relative, Non-Relative, as long as they are over the age of 18 they can receive this discount. If they live alone, they do not qualify.
  • Who is eligible? – Any Cigna policyholder living in a household with another person 18 years or older.
  • How much is the discount? – Cigna offers up to a potential 6% living with someone discount for our CNHIC and some CHLIC Medicare Supplement Insurance policies.
• Multi-Policy Discount (MPD)
  • Who is eligible? – Any Cigna policyholder living in a household where more than one member of the household enrolls or is enrolled in the same Medicare Supplement company or through an Affiliate company (where approved by the state).
  • How much is the discount? – Cigna offers up to a potential 20% multi-policy discount for our CNHIC and some CHLIC Medicare Supplement policies.