Raising cancer awareness

Raising cancer awareness

Cancer Awareness month is a good time to tell clients that medical coverage may not cover everything should they receive a cancer diagnosis.  

Calculator and cost chart

We all know that October is Cancer Awareness month, but did you know that:

  • Men have a one in two chance of being diagnosed with cancer.1
  • For women, the chance is one in three.1
  • The median age of a cancer diagnosis is 66 years old.2

Consider these facts when having discussions with clients this year. Clients may not be aware that medical coverage doesn't cover everything should they receive a cancer diagnosis. Discuss the benefits of adding coverage with our Flexible Choice Cancer and Heart Attack & Stroke insurance policy to help your clients with unexpected expenses and offer benefits tailored to meet their needs.

When speaking to a Medicare Supplement client, point out what the additional insurance can help cover:

  • Loss of wages
  • Traveling and lodging expenses
  • Prescription drugs
  • Deductibles/coinsurance
  • Experimental therapy

Various Rider options available:

  • Cancer Recurrence Benefit
  • Lump Sum Heart Attack/Stroke
  • Hospital Indemnity
  • Hospital and Intensive Care Unit Indemnity
  • Return of Premium upon death
  • Lump sum payment amounts
  • The policy pays 100% of the benefit for carcinoma in situ
  • Issue ages 18-993 and their eligible dependents
  • The policy is guaranteed renewable for life

How it works
Cigna Healthcare will pay the customer’s benefit amount of $5,000 to $75,000 directly to them. The lump sum payment can be used however they choose.

Recurrent Benefit Rider
Available for an additional cost, this rider offers peace of mind if you are concerned about your cancer returning. Benefits paid out are not to exceed an additional 100% and are paid out as long as the insured has not received advice or treatment for at least two years from the last diagnosis.

  1. Why men get cancer more than women and how they can manage their risk, City of Hope, February 9, 2022. The Most Common Cancers in Men and How to Reduce Risk (cancercenter.com).
  2. Site Source: According to the most recent statistical data from NCI’s Surveillance, Epidemiology, and End Results (SEER) Program.
  3. Rates can only be increased if rates are adjusted for all class members.